Category Archives: Uncategorized

Relevant Life Policy What’s your business worth without you?

Why a Relevant Life Policy? If you have your own business or are a contractor then quite often you are the business and without you it will cease to function and there won’t be any profits coming in. That’s where a relevant life policy could be relevant to you. So if you were to die what…

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Fido’s in charge! Critical Illness is no shaggy dog story

An imbalance in the UK It’s a slightly surprising (to me anyway) fact that there are more pet insurance policies than critical illness policies in the UK. In research in 2012 there were 5.9m pet insurance policies in place but only 4.5m critical illness policies. Source Ageas http://annualreview2012.ageas.com/insurance-business/uk/ As a business protection specialist the only logical…

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Who protects the crowdfunding crowd?

Crowdfunding is rampant! Crowdfunding seem to be the new buzzword and while I can see it’s brilliant for getting the funds in, are the crowdfunders investing in the companies or the people running the companies? Usually the latter. What would happen to the crowdfunders investments if the key people driving the businesses weren’t there anymore?…

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Partnership Protection Insurance – an absolute must

In my years of dealing with partnership agreements I have come across so many situations whereby not having the right things in place caused personal and financial mayhem. Sometimes sharing the value of partnership protection insurance is difficult to convey as most businesses are focused on the transactional side. They don’t consider an enforced exit…

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You do it to yourself you do – relevant life insurance

How you can have share protection as a one person limited company. If you ARE your business. A consultancy based business model or simply that you find the work and do the work. The big challenge is if you die, your business dies. Or another fine phrase that I collected was “if you are unfortunate…

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Top 2 certainties – relevant life insurance

Top 2 certainties in life As an Relevant Life Insurance specialist I take it as a very serious duty to keep tabs on the current mortality rate, just so I can keep my clients and prospects up to date. I checked yesterday and it’s still running at 100% So the number one certainty in life…

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Using a specialist for relevant life insurance – why Michael Jackson got it right

  Have you ever heard the story of when Eddie Van Halen got the call from Michael Jackson to play the guitar solo on Beat It? His initial response was “**** off!” and put the phone down as he didn’t believe it was Michael on the phone.  What he didn’t get but Michael did, was…

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Kill The Meerkat! Relevant Life Insurance isn’t simples

photo by Lavoview, published on 18 July 2013 on http://www.freedigitalphotos.net/ Kill The Meerkat Ok, this is my soapbox moment, when I’m doing research for my clients for Relevant Life Insurance, a way of getting your limited company to pay for your personal life insurance and get full corporation tax relief on the premiums… I don’t go on…

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Insurance, why bother!? Business Protection golden rules

WHY BOTHER!!! It’s all a rip off right? Insurance never pays out. I’ve never had anything go wrong with me for the last (insert arbitrary number of years) so why do I need it? Well as the old rock and roll saying goes, you’re only as good as your last gig. Break your arm and…

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Business protection Insurance and rock and roll: taking the grey suit out of insurance

I’ve spent half my life working in Rock ‘n’ Roll so why would I want to put out a blog about business protection insurance…? Well most of the population hold the view that business protection insurance advice is dished out by grey-suited, grey-haired financial service industry robots and would rather listen to Basshunter’s greatest hits…

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