Taking out Income Protection Insurance means you’ll be paid a monthly, tax-free income if you are signed off by your doctor as being unable to work due to illness or injury.
You would continue to receive monthly payments until you were able to go back to work, these payments can be vital to ensure you keep up with bills, mortgage repayments, rent or childcare costs.
Executive Income Protection
Executive Income Protection is designed for small/medium-size businesses looking to offer selected employees the benefits of an extended sick pay arrangement.
In the event of injury or illness that leads to loss of earnings, the plan pays a regular monthly benefit to the employer that can be passed on to the employee to help meet their financial commitments, without having to rely solely on state benefits.
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What our customers say
"They followed the process through all the way and their understanding of providers, risk, appetite and underwriting processes meant that we were able to achieve our goal...peace of mind."
– Ruth Badger | Ruth Badger Consultancy
"Martin can offer tax efficient routes to protect your assets, your business and your family. He is trustworthy and friendly. I would recommend him most highly."
– Graham Davies | Davies McLennon Chartered Accountants, Chartered Tax Advisers
"Martin came to see us and we were happy with the clear and precise way he explained the policies. I would have no hesitation to recommend Martin."
– Neil Roper | Fusion Furniture Solutions
As an Relevant Life Insurance specialist I keep tabs on the current mortality rate. I checked yesterday and it’s still running at 100%.
I wouldn’t use a GP for my brain surgery operation and I wouldn’t use a generalist practitioner for my business protection…you might get it right…
It’s all a rip off right? Insurance never pays out. I’ve never had anything go wrong with me for the last (insert arbitrary number of years) so why do I need it?