Products

Business Protect will help you choose the cover you need to protect yourself, your business and your loved ones. We specialise in protection for business people, making sure your hard work is covered.

Share Protection

Two people own 50% each of a business worth £1,000,000. One dies and leaves his 50% shares to his/her wife/husband. The partner knows nothing about the business, you don’t even get on and have no desire to run a business together. What the deceased partner really wanted was the monetary value of his shares to go to his beneficiaries. Here’s the solution for multiple shareholders.

Key Person

Essentially this is “loss of profits” insurance, covering any situation whereby the loss of a director or employee whether permanent or temporary has an adverse affect on the profits of the company. This again can be in the form of life and/or Critical Illness cover which is on a life of another basis and comes into the company as a trading receipt for the company to use as it sees fit. But what can be more crucial to a smaller business is the non-critical events that prevent staff from working.

Relevant Life

A Relevant Life Plan is a term assurance plan available to employers to provide an individual death in service benefit for an employee. Relevant life is also available if you are the only person in a limited company. Click through for all the details or get in touch for a free consultation.

Income Protection

Taking out Income Protection Insurance means you’ll be paid a monthly, tax-free income if you are signed off by your doctor as being unable to work due to illness or injury.

Group Life

Whereby a company takes out benefits on behalf of its employees on group basis benefit from the spread of risk across the whole group. Click the read more button for a concise overview of what Group Life covers or book a free 10 minute consultation with Martin.

Private Medical

Private Medical Insurance (PMI) is designed to cover the cost of private medical treatment for ‘acute conditions’ that start after your policy begins.

PMI is available at a range of different levels of cover at various premiums designed to meet the needs of different customers.

Get a free, no hassle consultation

As a business owner, I totally get that people buy people before they buy products or services. I offer a chat on the phone to see if the chemistry is right to book a meeting. If not, no worries!

What our customers say

"They followed the process through all the way and their understanding of providers, risk, appetite and underwriting processes meant that we were able to achieve our goal...peace of mind."

– Ruth Badger | Ruth Badger Consultancy

"Martin can offer tax efficient routes to protect your assets, your business and your family. He is trustworthy and friendly. I would recommend him most highly."

– Graham Davies | Davies McLennon Chartered Accountants, Chartered Tax Advisers

"Martin came to see us and we were happy with the clear and precise way he explained the policies. I would have no hesitation to recommend Martin."

– Neil Roper | Fusion Furniture Solutions